Professional indemnity insurance can protect you from claims made against you or your employees for negligent advice given to your clients.
We are sure that you and your employees always give the best advice, however, in the professional world it is impossible to cover every eventuality, and claims against you or your business can prove to be very costly and time consuming.
Professional Indemnity Cover - What cover is included
Negligence or breach of a duty of care
Negligent misstatement and misrepresentation
Infringement of intellectual property rights
Intentional dishonesty by your employees
We can cover most professions on-line (subject to excluded occupations list) and cover is available from £50,000 up to £1,000,000.
If your needs are complex or if your occupation is on the “excluded occupations list” please call us as we can provide advice and a policy to suite most customers requirements.
It is very important with professional indemnity insurance to make sure you are continuously covered as claims can materialise at any time and you will need cover for new work as well as work you have carried out previously.
To make sure you are covered for work carried out previously, it is important to take advantage of retro-active cover when switching insurance cover. Our professional indemnity insurance policy provides cover for work carried out before our policy started.
Additional cover options:
You can also add employer’s liability, public liability insurnce and contents cover onto your policy giving you a comprehensive insurance package at affordable prices.
You can tailor your quote even further by choosing the excess exactly to your needs. When you make a claim, the excess is the amount you will have to contribute yourself towards the cost of the claim.